1. Conventional loan options usually require above average credit, a substantial down payment, and might come with strictly defined terms of use. With our alternative business advance funding there are no up-front or hidden fees, no specified terms of use, or outstanding credit requirements. While small business loans require collateral and personal guarantee, new and existing businesses with bad/less than perfect credit (I like to call it) can still qualify for an unsecured alternative cash advance funding or alternative business advance funding.

2. Even if the business funding applicant has good personal credit and has been operating for over a year, banks and other lenders have a higher probablity of considering your business to be extremely high-risk. Many traditional lenders will not provide business funding at all, while those that do tend to be very selective.

3. Because business is fast-paced and constantly changing, owners often seek capital to renovate, advertise and expand. Traditional funding takes too long to qualify for and may not be approved in time. We at Prime Bay Funding can have you approved for a credit card business advance in as little as 24 hours.

4. Unlike a small business funding loan that requires a fixed payment, our unsecured cash advance is based on credit card sales volume... so during a slow time it allows you to pay less. This business funding program is designed to accommodate owners with the natural patterns of business ups and downs. So Prime Bay Funding only get paid when you do.

5. Even if you have applied and been rejected for small business funding loans, you may still be able to qualify for a merchant cash advance. Prime Bay Funding Investors have helped hundreds of merchants who were turned down by banks and other business lenders.

6. A business owner must be able to handle emergencies or be able to act on an opportunity quickly. Most people can't afford to wait around for banks to approve their alternate business funding which requires large amounts of paperwork, financials, tax returns and overall time. Traditional funding could take months to secure while our merchant advance will provide you with up to $250,000 of working capital in as little as 72 hours, and we can have the money placed in your bank account in less than a week. What are you going to do? Contact us now for a free assessment.