Funding needs are probably the top concern for many companies as they obtain more customers and contracts, add new employees or purchase new equipment. Obtaining the funding to meet these needs can be difficult, however their are options available to companies that have a strong customer base. One funding source available that is often overlooked by companies that have many customers is their own accounts receivables.

Funding using accounts receivables is known as accounts receivables factoring. In its simplest terms, accounts receivables factoring is the process of selling the company's accounts receivables to a factoring firm which in return, pays the company. Often this type of funding is used to meet a short term cash flow crunch that the company is currently experiencing because of growth or a larger than expected contract or production order.

When a company bills one of its customers, they usually must wait at least thirty days to be paid and in some cases it can be as much as 120 days. This can have serious cash flow implications for a company that must maintain daily operating expenses. By using their accounts receivables as a source of funding, the company receives a payment now rather than waiting for their customers to pay them over a longer period.

However, there are many obstacles to this type of funding and a company should ask the factoring firm for a detailed description of what is involved. A company can pick and choose which of their customers they wish to use as a funding source through the factoring firm. Also, it will take work on the company's part to notify their customers that they will no longer be sending payments to them, but the factoring firm.

Purchase orders and invoices will need to be verified from the company customers by the factoring firm with authorized signatures and faxed directly to the factoring firm from the customer and not the company seeking to obtain funds. The factoring firm will also run a credit check on the company's customers to verify their credit worthiness.

It’s the time of year again and buying automobile notes is on the high…but if you are a dealership and know that this will temporarily pass and you will be stuck with all this unpaid notes and screaming for help to get cash traded from them. Well scream no more, I have made a commitment to serview my clients and getting the best investor to match with your needs and cash flow funding disorder cured now!

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Ruth McCrackin

Auto note buyers purchase outstanding loan agreements from car dealers or independent financers. This allows the holder to receive a large amount of cash in the short term rather than have to wait for the car owner to send monthly payments.

There are a lot of people who need a car but do not have the cash or credit to purchase one. These people often turn to used car dealers who offer their own financing, to meet their needs. The car buyer will put a small amount down and make weekly or monthly payments. The total cost of the vehicle plus interest is paid out over a period of time. The length of time it takes to pay off these notes varies but it usually takes from 1 to 5 years. This leaves the car dealer with a lot of promises but very little cash.

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Have you ever felt that your luck is slim to none? How is it that every other company is getting approved and you know your business plan is unique and competitive in the ‘market? Well stop your worries and look no further. I know exactly what you’re going through for you are not alone. Clients worldwide we facing similar fears and we have the Answers keep reading and share your thoughts below.

Becoming your own boss can be a scary proposition. Start up fund business, business plans, maxed-out credit cards and countless meetings with your accountant can leave you feeling overwhelmed - and prompt you to dump plans for launching your own business in the 'too hard' basket.

Starting your own business, however, doesn't need to be a costly exercise. In today's day and age, it's not necessary to outlay a large chunk of capital or burden yourself with a new debt to get your idea off the ground. What you do need is a plan, and a realistic expectation of how to turn your ideas into action.

Think about this, what if you you could get rid of your working capital funding financing issues via a cash flow solution that works as you head into 2011 and beyond? That certainly is the wish of most, if not all U.S. business owners and financial managers.

The motive you need that working capital is of course to fulfill of all your short term priorities in a timely manner. Naturally those are accounts payable and items such as lease or loan payments, and of course we're adding payroll and salary obligations also.